km98 Terms & Conditions

These Terms & Conditions ("Agreement") are a legally binding agreement between players ("you" or "user") who use the km98 platform and all its services, and km98 ("Company" or "we").

From the moment you first register an account, make a deposit, or use any service on the km98 platform, you are considered to have accepted all of these Terms & Conditions. If you do not agree to this Agreement, do not use the platform.

1.1 Age Restriction

You must be at least 21 years of age to use the km98 platform. Anyone under 21 is strictly prohibited from registering an account, making a deposit, or placing any bets on the platform. We may request proof of age, and if it cannot be provided, the account may be suspended.

1.2 Personal Requirements

• Each player may only open one account in their own name.
• Accounts must be registered using your own accurate personal information.
• Users must have the capacity to make their own decisions, and access from regions where gambling is prohibited by law is blocked.
• This platform is intended for players in Myanmar.

2.1 Registration

You must provide accurate personal information when registering, including your name, phone number, and payment details. An account opened with false information may be suspended and any remaining balance may be frozen without being returned.

2.2 Account Security

• You are solely responsible for keeping your account username and password confidential.
• Using another person's account, or lending your own account to someone else, is strictly prohibited.
• If you notice any unauthorized access, please contact us immediately.
• We are not responsible for any account losses resulting from your own negligence.

2.3 Account Suspension

km98 may suspend an account without prior notice if any of the following situations occur:

• If a violation of these terms and conditions is found
• If fraudulent or collusive activity is suspected
• If bonus abuse is detected
• If arbitrage betting is detected

3.1 Deposit Methods

The km98 platform accepts the following payment methods: KBZPay, Wave Money, AYA Pay, CB Pay, and Bank Transfer. Deposits must be made in Myanmar Kyat (MMK / Ks) and are only accepted from Myanmar bank cards and digital wallets.

3.2 Minimum Amounts

• Minimum deposit amount: 10,000 Ks (for all methods)
• Minimum withdrawal amount: 10,000 Ks
• Withdrawal processing time (standard): completed within 5-30 minutes

3.3 Withdrawal Conditions

Withdrawals can only be made using the same payment method provided at the time of account registration. Transfers to a third party's bank account are not permitted. Requests to withdraw immediately without any prior gameplay will be reviewed and may be blocked under our anti-money laundering policy.

4.1 First Deposit Bonus

Players making their first deposit at km98 can receive a bonus of 150% of the deposit amount, up to a maximum of 200,000 Ks. The wagering requirement for the bonus is bonus amount × 20, and winnings from the bonus can only be withdrawn after that amount has been met.

Example (calculated):

• Deposit 20,000 Ks → receive bonus 30,000 Ks → balance 50,000 Ks → wagering requirement 30,000 Ks × 20 = 600,000 Ks
• Deposit 280,000 Ks → receive bonus 200,000 Ks → balance 480,000 Ks → wagering requirement 200,000 Ks × 20 = 4,000,000 Ks

4.2 General Bonus Terms

• Each player can receive the first deposit bonus one time only.
• The bonus funds may be kept separate from the deposited funds. You may withdraw your deposit before the bonus wagering requirement is met, but the bonus funds will be considered forfeited.
• If betting strategies that abuse the bonus (such as arbitrage or hedging) are detected, the bonus may be cancelled.
• We may change or discontinue bonus offers without prior notice.

5.1 VIP Level Criteria

km98 has 3 VIP levels. Players are upgraded based on their play volume and eligibility:

• Bronze: Weekly cashback up to 0.3%
• Silver: Weekly cashback up to 0.5%
• Gold: Weekly cashback up to 0.8%

5.2 Cashback Eligibility

Cashback is calculated based on valid bet volume and credited weekly. Cashback funds are separate from bonus funds and carry no additional wagering requirement — however, we will notify you if our policy changes.

6.1 Prohibited Actions

• Intentionally exploiting software bugs or exploits
• Using computer programs, bots, or automated scripts to play
• Colluding with other players to cheat
• Group bonus abuse
• Making deposits and withdrawals for the purpose of money laundering

6.2 Game Results

Game results on the platform are verified and linked using RNG (Random Number Generator) technology, and we guarantee they are fair. If a disconnection occurs during gameplay, only the server data records will be used to determine the outcome.

km98 protects players' personal data with SSL encryption and does not sell or share it with third parties. For details on how data is collected, stored, and used, please read our Privacy Policy.

• Player data is kept confidential and is not disclosed except for KYC verification and compliance checks.
• Players may request to view, correct, or delete their data (to the extent permitted by legal obligations).

We view gaming as a form of entertainment only and take players' wellbeing into account. Players should only bet amounts they can afford, and always keep in mind that losses are possible.

• You can request a Deposit Limit to help control your gaming activity.
• If you want to take a break from gaming, you can request Self-Exclusion through the app or via Support.
• For more details, visit the Responsible Gaming page.

9.1 Support Channels

km98's customer support is available in Myanmar language via 24/7 Live Chat and Email, and responds promptly to player inquiries and complaints.

9.2 Dispute Resolution Process

• Any dispute must first be submitted via Live Chat or Email.
• We will review the data records (Transaction Log, Game Log) and issue a fair decision.
• If you are not satisfied with the decision, you may request additional evidence for further review. The final decision will be made by km98.

km98 provides platform services "as is" and makes no guarantees regarding any outcome. Players are considered to have accepted in advance that losses may occur.

• km98 is not responsible for losses caused by server maintenance, network congestion, or third-party service issues.
• Players are solely responsible for any issues arising from their own internet connection.
• km98 reserves the right to correct any erroneous payout (Error Payout) resulting from a system error.